Privacy Policy

Definitions and updates

These terms apply to your use of all of the Sites and services owned, hosted, or operated by Marko Nikolic and Love&Live University (collectively “we,” “us,” or “our”), namely LoveandLiveUniversity.com, and any other site that we have owned or operated, do own and operate or may own or operate in the future including social media sites (collectively, the “Sites”). Unless we say otherwise, all references to the Sites in these terms of use include all such Sites. These terms of use do not apply to your use of unaffiliated Sites to which any of the Sites may link to or direct you to.

We respect your privacy and want you to understand how we collect, use, and share data about you. By giving us your email or any personal information with or without purchase, you agree to all the terms of the Privacy Policy and Terms of Use on this page. You shouldn’t use any or our sites or purchase any of our products if you don’t agree with this Privacy Policy or any other agreement that governs your use of Sites or programs.

The following PRIVACY POLICY is subject to change at any time and at the sole discretion of the Site owner and operator. Please visit the site regularly for updates.

We are committed to protecting your privacy and security and have explained in detail the steps we take to do so.

How and why we collect information

We collect your information in order to support your participation in the activities you select, to provide and maintain our service to you, to notify you about changes to our Sites, to allow you to participate in interactive features of our Sites when you choose to do so, to provide customer support, to gather analysis or valuable information so that we can improve our service, to monitor the usage of our Sites, to detect, prevent and address technical issues, to provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information.

As a visitor to our Sites, you can engage in many activities without providing any personal information. In connection with other activities, such as utilizing registering for a seminar, participating in a sweepstakes, registering for our membership only content and others, we may ask you to provide certain information about yourself by filling out and submitting an online form. It is completely optional for you to engage in these activities.

If you elect to engage in these activities, however, we may ask that you provide us personal information (“Personal Data”). That may include, but is not limited to: your first and last name, email address, mailing address (including ZIP code), telephone number, credit card number, technical data such as your IP address, your login data, details about your browser, time zone settings and other technology on the devise you use to access our website, any information that you directly provide to us whether through our contact form, over the phone, by email or otherwise, data about how you use our website, any personal data you post on our website and other. If you do not provide the mandatory data with respect to a particular activity, you will not be able to engage in that activity. In all cases, we will collect personal identification information from you only if you voluntarily submit such information to us.

Except as otherwise provided in this policy, we will never intentionally disclose any personal identification information about you as an individual user to any third party without having received your permission. If you supply us with your contact information you may receive periodic e-mails, mailings or calls from us with information on new products and services,

If you wish to be removed from any postal, email, phone, or other lists, please let us know by emailing us at support@loveandliveuniversity.com. We will take the steps necessary to remove you from the lists as soon as possible.

As always, you can unsubscribe from any of our emails at any time via the unsubscribe link at the bottom of the email you received from us.

When you use our Sites, we or our authorized technology services provider may also collect certain technical and routing information (“Usage Data”) from you to facilitate your use of the Site and its services. We use this information to administer the Site and to understand and measure traffic patterns on the Site so that we know which areas of our sites are favorites of our users, which areas need improvement, and what technologies are being used so that we may continually improve our sites.

This information is collected in aggregate form, without identifying you or any user individually. We may use this aggregate, non-identifying statistical data for statistical analysis, marketing, or similar promotional purposes.

We use cookies and similar tracking technologies to track the activity on our Service and hold certain information. A cookie is small amount of data which may include an anonymous unique identifier that is transferred to your browser by a web server and can only be read by the server that gave it to you. It cannot be executed as code or deliver viruses.

This data is often tracked by us and our technology services provider by using “cookies” during your visit. A cookie is small amount of data that is transferred to your browser by a web server and can only be read by the server that gave it to you. It functions as your identification card and enables us to record your passwords, purchases, and preferences.

Most browsers are initially set to accept cookies. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether or not to accept it, or set it to refuse all cookies. (For some web pages that require an authorization, cookies are not optional. Users choosing not to accept cookies will probably not be able to access some portions of our Sites.

We also use Facebook “pixels” on many of our pages so that we can understand your digital behavior and potentially later target you with related advertising. We also use Google Analytics to understand how long you might spend on our Sites or how you interact with our Sites.

We use third-party services for payment processing (e.g. payment processors).We will not store or collect your payment card details. That information is provided directly to our third-party payment processors whose use of your personal information is governed by their Privacy Policy. These payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information.

We may employ third party companies and individuals to facilitate our services (“Service Providers”), to provide the services on our behalf, to perform service-related tasks or to assist us in analyzing how our Site is used. These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy. We will retain your data only for as long as is necessary for the purposes set out in this Privacy Policy.

When you submit information to us, then, we use it in an ongoing nature to ensure you receive the information or purchases you’ve made with us, to deliver relevant future content via our newsletters, and to make future offers through our company or any other company that is involved in delivering your purchases. By giving us your contact information at any time, you are granting us the right to contact you in the future in any manner necessary at our discretion for ongoing personal and professional development.

As most of our programs are for ongoing educational purposes in the field of personal and professional development, you should assume we will continue to contact you in perpetuity via email or via social media in order to deliver our services, serve you related content, make recommendations, learn about your preferences, grant you products, deliver programs to you with or from other platforms or companies, advertise to you or look alike audiences, send you surveys, and other fulfillment or marketing purposes.

By using our site(s) and submitting any information with us, you agree to these terms without exception and agree to waive liability and not hold us liable for any use of your information, in perpetuity, under any circumstances, including waiving your right to participate or initiate any class action complaints.

Again, if you want us to no longer contact you, just write us at support@loveandliveuniversity.com anytime with your request and we will begin removing you from our services or content as appropriate and as soon as we can.

Outside Sites (Their Privacy Policies May Be Different)

The Site contains links to other websites, like our sponsor’s websites or links to booksellers, that may offer products or services that our customers might find useful. These sites may request information from you. In such instances, the collection and use of your personal information will be governed by the privacy policy applicable to that site. We do not control the privacy policies, contents or links that appear on these sites. We encourage you to review the privacy policies of any third party sites or services before providing any of them with your personal information.

Exceptions to Privacy Policy

While we are committed to keeping your information secure and private, we have the following exceptions to our privacy policy:

We will release specific information about you or your account to comply with any valid legal inquiry or process such as a search warrant, subpoena, statute or court order. We will also release specific information in special cases, such as if there is an attempted breach of the security of the Sites, or a physical or property threat to you or others. We may also transfer user information, including personally identifiable information, in connection with a corporate merger, consolidation, the sale of related assets or corporate division or other fundamental corporate change. Further, the information you enter when making a purchase or an online donation will be shared with payment processors, financial gateways, and your credit card company to authorize credit card payments. Such information may also be shared with necessary third parties solely for the purpose or carrying out the transactions. Please note that if you give out personal information online through a discussion board or posting site, that information can be collected and used by third parties. Although we strive to protect our users’ privacy, we cannot guarantee the security of information you post in these forums. You disclose such information at your own risk.

For European Economic Area:

Legal Basis for Processing Personal Data Under General Data Protection Regulation (GDPR)

If you are from the European Economic Area (EEA), our Sites legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Data we collect and the specific context in which we collect it.

We may process your Personal Data because:

We need to perform a contract with you
You have given us permission to do so
The processing is in our legitimate interests and it’s not overridden by your rights
For payment processing purposes
To comply with the law

Your Data Protection Rights Under General Data Protection Regulation (GDPR)

If you are a resident of the European Economic Area (EEA), you have certain data protection rights. We aim to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data.

If you wish to be informed what Personal Data we hold about you and if you want it to be removed from our systems, please contact us.

In certain circumstances, you have the following data protection rights:

The right to access, update or to delete the information we have on you. Whenever made possible, you can access, update or request deletion of your Personal Data directly within your account settings section. If you are unable to perform these actions yourself, please contact us to assist you.
The right of rectification. You have the right to have your information rectified if that information is inaccurate or incomplete.
The right to object. You have the right to object to our processing of your Personal Data.
The right of restriction. You have the right to request that we restrict the processing of your personal information.
The right to data portability. You have the right to be provided with a copy of the information we have on you in a structured, machine-readable and commonly used format.
The right to withdraw consent. You also have the right to withdraw your consent at any time where jour Sites relied on your consent to process your personal information.

Please note that we may ask you to verify your identity before responding to such requests.